Clever Fox Budget Planner – Expense Tracker Notebook. Monthly Budgeting Organizer, Finance Logbook & Accounts Book, Bill Tracker, A5 (Wine Red)

One of the best!
When you actually use the book the way you’re supposed to it’s one of the best tools I have to keep myself organized with my finances, lol.Here’s what I find most valuable:1. Finance goals – there is a short section where you can list what your goals are in the beginning of the book. Next to it there is also a section where you can detail what you need to do to meet those goals.2. Checklist – this is great for listing out what you want or need to get done for the month. It’s a short list of about 10 things so that means you have to prioritize. For each thing you get done you can check off the circle next to it.3. THE CALENDAR 🙌🏽✅️ – I NEEDED this. Seeing exactly what I have to pay and when puts everything into perspective. *** I actually went and put the total amount I’d be spending each week in the margin space next to the calendar to keep me from buying unnecessary items.4. Monthly budget page – Here is where you lay out everything you plan to make payments on along with the expected amount. The book neatly sections your most likely expenses into categories for you. You write what you’re paying (Verizon), how much you expect to pay ($65), and then once it’s paid how much the actual payment came out to be ($50). At the bottom of the section you add up all the expected amounts, then all the actual amounts, and subtract the two to get what’s left over.5. The Expense tracker – OMG I needed this part too 😭 lol. If you happen to be an impulsive spender like me this will help you prioritize. This, to me, was the most intimidating portion of the book because, 1. you have to be diligent in recording every purchase you make, online and in person, cash and card. The tracker can’t help you if you don’t keep up with this. And 2. the expense pages show you just how much money is flowing out in comparison to what’s coming in. It’s not easy to look at an issue of your own making, but the silver lining is once you see it you realize things. For me it was that I actually do have enough money to take care of all my monthly necessities, it just looked otherwise because I kept spending it on wants.and finally 6. & 7. the Saving and Debt trackers – These pages give you room to list out things you want to save for (a new tv, cheer camp, whatever 😊) and debts you owe and take on (old and new subscriptions, online store installments, etc.). For Savings you write what you’re saving for (dishwasher), the amount needed ($1000), and the due date at the top. underneath this you can list each deposit, the date you made it, and an updated balance. For Debts you write the debt name (Affirm), the starting balance ($100), and the minimum payment ($15) at the top. Below this you write the amount paid, the date you paid it, and the updated balance.These are the only sections of the book I’ve used so far. At the end of the month there is also a Monthly Budget Review and Spending Analysis page where math is involved and being honest with yourself is necessary.All in all I love this tracker/ budget book. It’s beautiful, functional, and well worth the purchase. The only thing I would change are some of the stickers that come with it. I’ve never liked sayings such as “live below your means” because it always felt like people were telling me to be satisfied with being poor. More stickers that promote a healthy positive attitude towards money and money management would be greatly appreciated 🙏🏾🙏🏾🙏🏾.Lovely product. I would definitely recommend it.

Budgeting Must-Have
Budgeting must-have. This is the second year I’ve used these books and it keeps me on track. Savings has increased and bills have been paid off because I see where my money is going and where I am on attaining my goals.

Paper quality is good, but a lot of the items were already filled in. Did not work tot me. I started to use CF’s Bill Organizer instead, which has only the categories filled in. Works beter tot me

Used for most of the year

Omggggggg I’m so excited. Ok so I need to breath to tell you all I’m about to. I’m a big fan of fox products and they have some super amazing products. Firstly the price is ridiculous – for such a gorgeous product.This budget planner is available in various sizes and so many colours. Soft to touch with high quality paper. It’s broken up into easy sections which allow you to better organise yourself.At the end of this planner there’s a folder in which we find the glossy bright stickers they will definitely come in handy. There’s also examples of each section and what you should be thinking of writing to fill that. How amazing is that.This is a red planner I got mine in A5 size – easy to store away into your desk or handbag. There are 3 ribbons of various hues of red and pink which can be used to mark pages.It has a 60day no hassle refund. How many places would take that financial risk??? Unless they knew that their products were of an incredibly high standard and that people would love them.This tiny planner packs a huge punch- you’d think with its small size how could they possibly include everything.So what do we haveGlitzy useful stickersIt’s a budget planner for the entire year!It’s undatedMonthly expenses, reviews and calendarDebt trackerMoney goals and affirmationsStrategies and tactics about how your going to do thatMost important savings trackerA small elastic attachment to which you can easily fit a pen.Elastic band to close the planner so nothing slips out unexpectedlyWhat I look forward to is buying a completely different colour next year. It’s great for family budgeting and those with small businesses. Even those who are generally very bad at managing their moneyCheck out the photos and the video for further ideasLove love loveRecommendWould buy again